Bev's Frugal Tortilla Chip Dip

This isn't anything fancy but tastes so good and is frugal! It is so simple to make and you can double it if you have a larger family. This normally lasts us a week.

• 1 can FF refried beans (or make your own)
• 1/4c shredded cheddar cheese
• 1/2c salsa

Combine all and heat to melt cheese; stir; serve with tortilla chips.